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Trading and Retail templatesPublishing soon

Trading and Retail templates

Know your stock, your sales, your profit, and your cash every day

Templates included

Key features

  • Daily sales by product
  • Auto stock deduction on sale
  • Low stock alert threshold
  • Daily and monthly sales totals
  • Best-selling product analysis

Real use case

A wholesale FMCG trader uses this to know exactly which products are moving and which are sitting. It identified 3 slow-moving SKUs that were tying up ₦850,000 in dead stock.

This template is being prepared and will be available shortly.

How to use these templates

  1. 1

    Download the file

    Click the download button. The .xlsx file saves instantly — no account needed.

  2. 2

    Open in Excel

    Open with Microsoft Excel 2016+ or Google Sheets. All formulas are pre-built and compatible.

  3. 3

    Customise and use

    Replace sample data with your business figures. Adjust headings and start immediately.

The Financial Records Every Nigerian Trading Business Must Keep

Trading businesses in Nigeria operate in one of the most competitive and fast-moving commercial environments in Africa. Margins are often thin, credit terms are standard, and cash flow can turn negative overnight when a large customer delays payment or a supplier demands upfront payment.

Stock management is where most Nigerian traders lose money invisibly. Without a systematic sales and inventory tracker, shrinkage, spoilage, and petty theft accumulate over weeks and months without detection. A daily stock reconciliation against recorded sales takes less than fifteen minutes and eliminates this silent profit drain.

The daily cashbook is the most fundamental financial record for any trading business. The discipline of reconciling it daily against physical cash on hand creates the accountability that prevents small discrepancies from growing into significant losses.

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